Revolving credit card for everyday spend

The Spend Card¹ gives your business customers a revolving credit line based on how their business performs. Your platform earns revenue and builds loyalty with every transaction.

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A smarter card for your customers. Stronger results for your platform.

The Spend Card¹ helps businesses manage cash flow through everyday credit, while your platform gains long-term loyalty and incremental revenue.

Turn everyday credit into a growth lever

Offer revolving credit based on how businesses perform. With no annual fees, hidden costs, or credit checks, the Spend Card makes access to credit easy.¹ Businesses stay engaged and come to rely on your platform as a key financial partner.

Drive loyalty with meaningful rewards

Create and manage rewards programs that deliver real value to your customers. Customize incentives like points or cashback² to increase engagement and make your platform essential to their day-to-day operations.

Get paid when your customers spend

Your platform benefits from ongoing, incremental revenue without the operational burden.

Bring your brand to their everyday spend

Offer a sleek, fully white-labeled card built around your brand. Stay front and center every time your customers pay.

Made to match the way businesses work

A credit limit that grows with their business

There are no credit checks or long forms. Eligibility is based on business performance, and credit limits can grow as the business grows.¹

Two ways to pay

Businesses can choose the repayment method that works best for them. They can pay the full statement balance within 7 days of closing to avoid fees, or repay over time for one fee.³

Cards built for how businesses spend

Offer physical and virtual cards that issue automatically once approved¹ based on how your customers spend — online or in person.

Help your customers save smarter

Offer an FDIC-insured high-yield Cash Account¹ with no overdraft or maintenance fees. Businesses can set aside funds, budget for future expenses, and transfer money when they need it.