Simplified credit, rewards, and spend management

The Spend Card¹ gives your business customers credit and rewards² to run their business and turns their everyday spend into revenue and lasting loyalty for your platform.

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A smarter card for your customers. Stronger results for your platform.

The Spend Card¹ helps businesses manage cash flow through everyday credit, while your platform gains long-term loyalty and incremental revenue.

Turn everyday credit into a growth lever

Offer fast, flexible credit that businesses can trust. With no annual fees, hidden costs, or credit checks, the Spend Card makes access to credit easy.¹ Businesses stay engaged and come to rely on your platform as a key financial partner.

Drive loyalty with meaningful rewards

Create and manage rewards programs that deliver real value to your customers. Customize incentives like points or cashback² to increase engagement and make your platform essential to their day-to-day operations.

Get paid when your customers spend

Your platform benefits from ongoing, incremental revenue without the operational burden.

Bring your brand to their everyday spend

Offer a sleek, fully white-labeled card built around your brand. Stay front and center every time your customers pay.

Made to match the way businesses work

A credit limit that grows with their business

There are no credit checks or long forms. Eligibility is based on sales history, and businesses are reviewed regularly, so their credit limit increases as their business grows.¹

Two ways to pay

Businesses can choose the repayment method that works best for them. They can pay the full statement balance within 7 days of closing to avoid fees, or repay over time through a percentage of sales for one fee.³ They’ll never pay compound interest.

Cards built for how businesses spend

Offer physical and virtual cards that issue automatically once approved¹ based on how your customers spend — online or in person.

Help your customers save smarter

Offer an FDIC-insured high-yield Cash Account¹ with no overdraft or maintenance fees. Businesses can set aside funds, budget for future expenses, and transfer money when they need it.